12 Top Medical Insurance Companies in Nigeria

In Nigeria, access to quality healthcare is crucial, and medical insurance plays a significant role in ensuring individuals and families can afford necessary medical services. With several insurance providers in the market, it's essential to identify the top players offering reliable coverage and excellent services. In this article, we'll explore the top ten medical insurance companies in Nigeria, highlighting their features, coverage, and reputation.

1. AXA Mansard Health Limited

AXA Mansard Health Limited ranks among the leading medical insurance providers in Nigeria. Known for its comprehensive coverage and efficient service delivery, AXA Mansard Health offers a range of health plans tailored to meet various needs, including individual, family, and corporate packages.

2. Leadway Assurance Company Limited

Leadway Assurance Company Limited is another prominent player in the Nigerian insurance industry. With a strong focus on customer satisfaction and innovative healthcare solutions, Leadway Assurance provides reliable medical insurance options designed to cater to diverse healthcare needs.

3. Hygeia HMO Limited

Hygeia HMO Limited has established itself as a trusted name in the Nigerian healthcare sector. Renowned for its extensive network of healthcare providers and seamless claims processing, Hygeia HMO offers comprehensive health plans that prioritize affordability and accessibility.

4. Total Health Trust Limited

Total Health Trust Limited, a subsidiary of Liberty Holdings South Africa, is recognized for its commitment to delivering quality healthcare services. With a range of health insurance products and a focus on customer-centric solutions, Total Health Trust remains a preferred choice for individuals and organizations seeking reliable medical coverage.

5. Reliance HMO

Reliance HMO stands out for its innovative approach to healthcare delivery and technology-driven solutions. The company offers flexible health plans, coupled with digital tools and telemedicine services, to enhance access to quality healthcare for its members.

6. Avon Healthcare Limited

Avon Healthcare Limited is known for its customer-friendly health insurance packages and efficient claims processing. With a strong emphasis on preventive care and wellness initiatives, Avon Healthcare aims to improve the overall health outcomes of its members.

7. Redcare HMO

Redcare HMO is a reputable medical insurance provider in Nigeria, offering a wide range of healthcare solutions to individuals and organizations. With a focus on affordability and accessibility, Redcare HMO continues to expand its network and enhance its service offerings.

8. Clearline International Limited

Formerly known as Oceanic Health Management Limited, Clearline International Limited is committed to providing quality healthcare services to its members. With a diverse range of health plans and a focus on customer satisfaction, Clearline International remains a trusted choice for medical insurance in Nigeria.

9. Premium Health Limited

Premium Health Limited is dedicated to delivering personalized healthcare solutions tailored to individual needs. With a team of experienced professionals and a strong network of healthcare providers, Premium Health strives to ensure the well-being of its members through comprehensive insurance coverage.

10. Integrated Healthcare Limited (IHCL)

Integrated Healthcare Limited (IHCL) is recognized for its commitment to excellence in healthcare delivery. With a focus on innovation and customer-centric services, IHCL offers a range of health insurance products designed to meet the evolving needs of its members.

11. Aviva Health Africa Limited

Aviva Health Africa Limited is an emerging player in the Nigerian medical insurance landscape. Despite being relatively new, Aviva Health Africa is gaining recognition for its commitment to affordability and customer satisfaction. With a focus on leveraging technology to enhance service delivery, the company aims to provide accessible healthcare solutions to its growing member base.

12. Universal Health Insurance Plc

Universal Health Insurance Plc is a seasoned player with a long-standing reputation for reliability and integrity. With a diverse range of health insurance products tailored to meet various needs, Universal Health Insurance remains a preferred choice for individuals and organizations seeking comprehensive coverage. Through its extensive network of healthcare providers and customer-focused approach, the company continues to uphold its commitment to improving healthcare access and outcomes in Nigeria.


In conclusion, the top ten medical insurance companies in Nigeria play a crucial role in ensuring access to quality healthcare services for individuals and families across the country. By offering comprehensive coverage, efficient claims processing, and innovative healthcare solutions, these companies contribute significantly to improving the overall health outcomes of their members. Whether seeking individual, family, or corporate health insurance, Nigerians can rely on these reputable providers to meet their diverse healthcare needs.